Simplicity means complete peace of mind

It’s about knowing your loved ones are protected and that your wishes are carried out. Plan and pre-pay for your funeral today, so it’s simple for your loved ones in the future.

What are the benefits of prepaid?

Prepaid funerals don't only give you peace of mind, they can also save you money with our lock-in price that won't change with inflation. The price depends on what you choose for your funeral. Most people spend around $6,000 - $9,000.

Simple payment

While your initial cost will depend on your inclusions, there are no additional fees once you've paid in full. You can pay in full or pay an initial 30% contribution, followed by monthly instalments over 36 months. The choice is yours.

Simple paperwork

You can expect a straightforward and quick application process, with no extensive paperwork or health checks required.

Tailor your plan

A prepaid funeral means your loved ones won’t have to worry about making the right decision. It’s a simple way for them to say goodbye in a way that reflects you, your life and your budget.

Pension and entitlements

The Australian Government uses asset tests to determine pension entitlements for a retiree. As prepaid funerals are exempt from these tests, it’s a simple way for seniors to maintain their current age pension benefits.


All payments are held securely by The Over Fifty's Guardian Friendly Society. Funds are only released to the funeral home when the time comes.

Funeral Planner

We understand there's a lot to think about when it comes to planning a funeral. Our specialists are here to guide you.

The easiest way to begin is to complete our Funeral Planner, and give a copy to your family and a copy to us.

Contact Simplicity Funerals to plan ahead the simple way

When the time comes, it only takes one phone call for Simplicity Funerals to start carrying out your wishes. Our team is there for you 24 hours a day, 7 days a week, and we have support services ready to guide your loved ones through the process too.

Guardian Plan is a prepaid funeral plan provider. A prepaid funeral plan enables you to prepay your selected funeral services for a future funeral at today's prices and is a good alternative to funeral insurance.
Guardian Plan is a funeral bond issued by the Over Fifty Guardian Friendly Society Limited (the Society) ABN 81 087 649 063 AFSL 524353.