Lock in today’s prices and make your wishes clear for your family with a prepaid funeral plan.
Death brings so much unknown. Pre-planning gives your family the clarity to carry out your wishes when the time comes.
Cover the cost at today’s prices
Select and pay for a range of funerals inclusions today to avoid the sting of price rises down the track.
Make your wishes clear
Remove the guesswork for your family. A prepaid funeral plan documents your preferences in plain language.
No pressure, no regrets
Planning ahead gives you space to think about how you’d like to be remembered.
We partner with Guardian Plan, a trusted Australian prepaid funeral plan provider. You’ll sit down with a Simplicity funeral director to iron out the details, and when the time comes, your funeral will be carried out by our caring team according to your wishes. In the meantime, your money is invested in a funeral bond issued by Over Fifty Guardian Friendly Society Limited, a friendly society regulated by APRA.
Important information: Guardian Plan is a prepaid funeral plan where your funds are invested in a funeral bond issued by Over Fifty Guardian Friendly Society Limited (the Society) ABN 81 087 649 063 AFSL 524353. This product is a financial product and may not be suitable for everyone. Before making a decision, consider the Product Disclosure Statement (PDS) available on our website and consider whether this option suits your needs. Seek independent financial advice if needed.
A prepaid funeral plan is an arrangement that allows you to plan and pay for select items of a funeral service in advance. It’s an agreement between you, the funeral provider (us) and the plan provider (in this case, Guardian Plan). You’ll sit down with a Simplicity funeral director and determine what you’d like to include in your plan. We’ll note your choices and provide a quote. Then, your funds are invested in a funeral bond, managed by the Over Fifty Guardian Friendly Society Limited. When you pass away, your family will contact the funeral director named in your plan and they will carry out the service as agreed.
Prepaid funeral plans may not be suitable for everyone. Some people value the peace of mind that comes from documenting their wishes and planning ahead, while others want the flexibility of changing the details down the track. It’s also worth considering that circumstances can change over time. Funeral prices may not increase as expected, or family members may make different choices when the time comes. It’s important to consider your individual situation and seek independent advice.
The cost depends on what you choose to include in your plan. At Simplicity, we offer package options to make the process simple – you’ll know exactly what’s included in the price. That said, some people prepay specific items, such as a coffin, while others choose to prepay a full funeral service. Costs vary based on personal preferences and inclusions.
With our partner Guardian Plan, you can choose to pay the full amount upfront, or make an initial contribution followed by monthly instalments over up to 36 months. Once the plan is paid in full, there is nothing more to pay for your chosen funeral inclusions. If your family chooses to add things later on, they can at an extra cost.
Make sure you let someone in your life know that you’ve purchased a prepaid funeral plan. When the time comes, they will contact the funeral provider identified in your plan, and we’ll carry out the service from there. Your loved ones will still have an opportunity to sit down with a funeral director and discuss the details of the service, but they won’t need to worry about navigating the costs or preferences you’ve outlined in your plan.
From arranging the prepaid funeral to the actual Celebration of my partner's life Lou was amazing.
She listened to our reminiscing and guided us on what could be offered and how to proceed. Lou did all the readings for us, and friends and family commented on how well she knew the personality of the man she was describing, and how she expressed such warmth and care to the family.
Compassionate, professional, and easy to deal with.
Simplicity Funerals handled everything with care and dignity for my dad, making a difficult time much easier for our family.
Thank you so much, Geraldine and your team. Highly recommended.
Everyone at Simplicity Funerals were very helpful and understanding with what we need and what we were going through physical and emotional.
I would like to pass on my thanks and best wishes to all staff from myself and family for a great job they perform. Cheers.
We’re here to guide you through the loss of a loved one and celebrate their life in a way that feels right. Call us anytime, day or night.
